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Due to the crucial role of credit in the economic activity of a country, there is agrowing empirical literature examining the determinants of domestic credit to theprivate sector, which may be demand-side or supply-side factors. It is commonlyheld that excessive domestic debt reduces private sector credit, raise bank lendingrates, and shrink output...

By Nina Mojsova-Kjoseva, Martin Noveski

From a long-term perspective, modern capitalism does not only require companiesto profit as much as possible, but is increasingly paying attention to the social andenvironmental problems of business. It refers to meeting the social and environmental needs of the wider community. Climate change affecting the extinction ofbiological species has a maj...

By Valentina Vinšalek-Stipić

The system of quality management in accordance to standards of ISO 9000 series intoday’s dynamic environment is rapidly becoming the business imperative for companies, especially for small and medium enterprises which strive to increase competitiveness and improve their business performances. The link between standards andbusiness performance...

By Dijana Husaković, Edis Mujčinović

Development of the world’s information technology and their influence on all aspects of human life and work is largely reflected in the areas of Bosnia and Herzegovina. This is the time when most of the companies switch to the electronic way of doingbusiness. Today, without Internet and electronic business, it is virtually unthinkableto reali...

By Faruk Unkić

Journal of University of Zenica