The structure of consumer loans, their beneficiaries and motivations for borrowing from banks in the Republic of Srpska
In the research, we started from the fact that consumer loans are the most common type of credits offered by the commercial banking sector to the public of Bosnia and Herzegovina (B&H). The initial goal of the research was to look at the current structure of loans taken by citizens from banks (loan size, loan maturity, use goal, etc.) and to lo...
By Dragan Vojinović, Novo Plakalović
Profitability of the banks in the Republic of North Macedonia: Panel analysis for the 2010-2019 period
The purpose of this paper is to examine some of the significant factors that affect the profitability of the banks in the Macedonian banking industry. The profitability is shown through the ROA indicator. The analysis uses a model of multiple regression with a data panel that includes 14 banks in the Republic of North Macedonia for the 2010 - 2019 ...
By Ljube Jolevski, Pece Nedanovski
Does the oligopolistic position of banks affect the performance of the banking sector in the Federation of Bosnia and Herzegovina?
The level of banking concentration has increased significantly in the banking sector of Bosnia and Herzegovina as a result of the successful completion of privatization, the formation of new banks, the slow transition and rapid liberalization. Rapid liberalization has introduced strong competition in the domestic banking sector on the one hand, whi...
By Almir Alihodžić
Okun's law and assessment of stimulus to the economy of Bosnia and Herzegovina
The effects of coronavirus pandemics are omnipresent in the national economy of Bosnia and Herzegovina. Output and unemployment are probably the most important variables for measuring the negative effects of the pandemics from a macroeconomic perspective. Different organizations, both national and international, have announced their autumn and wint...
By Jasmin Halebić
The effect of Bosnian and Herzegovinian national culture on conflict resolution styles in foreign-owned companies
Conflicts are an integral part of doing business and companies cannot avoid them. In a globalized and dynamic environment, there is a need to manage conflicts that occur within the company, in a productive and effective way. Conflict management styles are influenced by a number of factors, including the national culture of employees, who will have ...
By Dijana Husaković, Anida Šabanović
Financial reporting incentives: Taxation and external financing need
Earnings management literature extensively explores tax regime and debt contracting as possible incentives in financial reporting. Firms engage with aggressive financial reporting to bias earnings in periods when the need for external financing increases. Contrary to this, the tax burden represents incentive for more conservative reporting. We argu...
By Nino Serdarević, Ajla Muratović-Dedić
Recruitment and selection of human resources and organizational creativity in small and medium-sized enterprises
In modern business conditions, human resources have become the most important resource of enterprises, and many authors point out that this is especially true for SMEs, in which, due to their specificity, human resources create a competitive advantage of the company and affect its survival and development. SMEs are faced with a strong, global compe...
By Iva Klepić, Mirela Mabić, Danijela Madžar
The importance of technological progress in measuring economic growth in Bosnia and Herzegovina
Economic growth is one of the most important concepts in the world economy. Although some authors critically believe that the level and rates of economic growth do not necessarily reflect the actual standard of living, it still remains the main way to measure a country's well-being. Different views on the topic of economic growth, as well as the fa...
By Faruk Hadžić
ASSESSING THE EUROPEAN CENTRAL BANK’S UNCONVENTIONAL MEASURES - A RECURSIVE VAR APPROACH
Unconventional monetary measures utilization has proven to be of great importance in maintaining monetary and economic stability after the Great Recession. However, we aim to test this conclusion through the impact of the quantitative easing imple- mented by the European Central Bank. Observed through generated shocks in the balance sheet of the Eu...
By Filip Peovski, Gjorgji Gockov
OKUN’S LAW AND ASSESSMENT OF STIMULUS TO THE ECONOMY OF BOSNIA AND HERZEGOVINA
The effects of coronavirus pandemics are omnipresent in the national economy of Bosnia and Herzegovina. Output and unemployment are probably the most impor- tant variables for measuring the negative effects of the pandemics from a macroe- conomic perspective. Different organizations, both national and international, have announced their autumn and ...
By Jasmin Halebic